Action two: Help with money and benefits

It’s important to make sure you get all the help with money and benefits you are entitled to.

Money and benefits

You may be able to claim benefits and tax credits if you are working or unemployed, sick or disabled, a parent, a young person, an older person or a veteran.

• Read more on money and benefits at the Citizens Advice website: Citizens Advice – Benefits
• Online benefits calculator
• Telephone: 0808 278 7873

Universal Credit

Universal credit is a single payment benefit, which replaces a number of previous benefits. It is designed to help people on low-incomes or out of work with their living costs.

• Website: Universal Credit (GOV.UK)
• Telephone: 0800 328 5644

Cost of Living Payments

If you receive benefits or tax credits you could be eligible for additional payments from the government.

Find out more about Cost of Living Payments (GOV.UK).

Pension Credit

Pension Credit gives you extra money to help with your living costs if you’re over State Pension age and on a low income. Pension Credit can also help with housing costs such as ground rent or service charges. You might get extra help if you’re a carer, severely disabled, or responsible for a child or young person.

Pension Credit is separate from your State Pension. You can get Pension Credit even if you have other income, savings or own your own home.

Find out more about Pension Credit (GOV.UK).

Household Support Fund

Local councils have access to funding to support low-income households who are struggling and need help and support accessing food, with energy bills or other household essentials. This includes working households on a low income.

You need to contact your local council to find out more. You can find your council details here.

Go back to the main Cost of Living Hub