Action two: Help with money and benefits

It’s important to make sure you get all the help with money and benefits you are entitled to.

Money and benefits

You may be able to claim benefits and tax credits if you are working or unemployed, sick or disabled, a parent, a young person, an older person or a veteran.

Universal Credit

Universal credit is a single payment benefit, which replaces a number of previous benefits. It is designed to help people on low-incomes or out of work with their living costs.

Cost of Living Payments

If you receive benefits or tax credits you could be eligible for additional payments from the government.

Find out more about Cost of Living Payments (GOV.UK).

Pension Credit

Pension Credit gives you extra money to help with your living costs if you’re over State Pension age and on a low income. Pension Credit can also help with housing costs such as ground rent or service charges. You might get extra help if you’re a carer, severely disabled, or responsible for a child or young person.

Pension Credit is separate from your State Pension. You can get Pension Credit even if you have other income, savings or own your own home.

Find out more about Pension Credit (GOV.UK).

Household Support Fund

Local councils have access to funding to support low-income households who are struggling and need help and support accessing food, with energy bills or other household essentials. This includes working households on a low income.

You need to contact your local council to find out more. You can find your council details here.

Go back to the main Cost of Living Hub


Check out the other actions...

Action one: Help with household bills

Get all the information you need to help with household bills and other costs including housing, council tax, energy and TV licence.

Find out more about 'Action one: Help with household bills'

Action three: Help with health and care costs

Check out this section for information on how to manage your health and care costs including prescription charges, home care and more.

Find out more about 'Action three: Help with health and care costs'

Action four: Help with energy saving and home improvements

Find out about support for energy saving with home energy efficiency, adaptations you can make to your home and help with home improvements.

Find out more about 'Action four: Help with energy saving and home improvements'

Action five: Help with food costs

There is a lot of support available to assist blind and partially sighted people with food costs. Read our guide for tips on the action you can take.

Find out more about 'Action five: Help with food costs'

Action six: Employment support

There is help and advice available about getting back into work or looking for a new job from a range of employment support sources.

Find out more about 'Action six: Employment support'
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